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Movira Pay

— Movira Fret —
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Movira Pay is a hybrid and interoperable mobile payment solution، designed to bring together all banks and telecom operators in Tunisia within a single platform. Its goal is to foster financial inclusion and provide a simple، fast، and secure way to perform daily payments and money transfers.

With Movira Pay، every Tunisian، whether banked or unbanked، Can access essential financial services. After a simplified registration with an authorized agent، users can deposit cash that is converted into electronic money، which can then be used to instantly send funds via SMS، through a code (*123#)، or via a mobile application. These funds can be used to pay for groceries، taxis، bills، or even online purchases. If needed، users can also withdraw cash through the network of partner agents.

The success of Movira Pay relies on a complementary ecosystem: individual and business clients، agents across the country، partner banks، as well as telecom operators.

Movira Pay’s business model is based on a fair distribution of commissions between banks، operators، and merchants، each being remunerated in proportion to the usage generated on the platform. Legally and regulatorily، the project complies with the standards of the Central Bank of Tunisia، adheres to international obligations regarding anti-money laundering and counter terrorism financing، and ensures the protection of personal data.

Movira Pay thus stands out as an accessible، inclusive، and secure solution serving citizens، merchants، and the national economy. It represents a true revolution in digital payments in Tunisia، reducing dependence on cash and democratizing access to modern financial services.